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Tendar Documentation

Welcome to the Tendar Developer Documentation! Here, you'll learn how to build seamless and powerful lending experiences using the Tendar API.

Quick start

Send Funds Instantly

Automate loan payouts and transfer money to customer bank accounts in real time.

Collect Repayments Seamlessly

Recover loan repayments automatically via direct debit, cards, or bank transfers.

Verify Your Customers

Authenticate identities and onboard users securely with fast KYC checks.

Assess Customer Risk

Analyze financial behavior to generate accurate credit scores for smarter lending decisions.

Getting Started

Let us guide you through the sequence of processes that go into making a loan, so you can make informed decisions with confidence.

The loan workflow involves several crucial steps, from loan application to repayment. At Tendar, we understand the importance of a simplified and streamlined process. That's why we've segmented the entire loan process into four distinct phases - Onboarding, Credit Score Check, Disbursement, and Recollection. By breaking down the loan process into these key stages, we make it easier for you to understand and manage every step of the way. Tendar is designed to simplify your loan workflow and make your lending experience effortless.

Get started API reference

Your First API Call

Here is how to use the Tendar API to create a customer.

curl -X POST https://api.tendar.co/onboarding/api/v1/user/create \
  -H "Authorization: Bearer YOUR_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "user_id": "usr-123456",
    "first_name": "John",
    "last_name": "Doe",
    "middle_name": "",
    "email": "[email protected]",
    "phone": "+234818176549",
    "date_of_birth": "12/08/2000",
    "gender": "male",
    "role": "customer"
  }'

Here is how quickly you can disburse a loan on Tendar.

curl -X POST https://api.tendar.co/disbursement/api/v1/loan/create \
  -H "Authorization: Bearer YOUR_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "user_id": "usr-123456",
    "amount": 10000,
    "purpose": "daily consumption",
    "duration_type": "monthly",
    "duration": 4,
    "frequency": 1,
    "frequency_type": "monthly",
    "interest_rate": 10,
    "currency": "NGN",
    "interest_type": "flat",
    "disburse": true
  }'

Create a Tendat Collect for automatic recollections

curl -X POST https://api.tendar.co/recollection/api/v1/collect/create \
  -H "Authorization: Bearer YOUR_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "loan": "6843641e2e4441aa8fb32802",
    "bvn": "12345678901",
    "purpose": "recollection plan for a loan",
    "reference": "",
    "mandate_percentage": 10,
    "send_email": true,
    "success_url": "https://tendar.co",
    "callback_url": ""
  }'

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Last updated 9 days ago

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Tendar Documentation

Quick start

Getting Started

Your First API Call

Postman Collection