> For the complete documentation index, see [llms.txt](https://docs.tendar.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.tendar.co/documentation/getting-started/quickstart.md).

# Quickstart

Get started with Tendar, the all-in-one loan management suite for modern lenders. Simplify everything from onboarding to recovery.

<figure><img src="https://507281907-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLA8XKSWAGBBYnbNhZCxp%2Fuploads%2FLoDvRiuUgcJJHyhLXcI5%2FLAAS%20Hero%20Image.svg?alt=media&amp;token=1df68681-3265-4320-a081-5635af07b814" alt=""><figcaption></figcaption></figure>

### Introduction

***

Tendar provides a comprehensive suite of tools for lenders, including:

* **AI-Powered Credit Scoring**: Assess borrower creditworthiness.
* **Identity Verification (KYC)**: Real-time user validation.
* **Automated Disbursement**: Seamless fund transfers.
* **Automated Recovery**: Automated repayment collection.
* **Buy Now, Pay Later (BNPL)**: Easy integration for BNPL services.

<div data-full-width="false"><figure><img src="https://507281907-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLA8XKSWAGBBYnbNhZCxp%2Fuploads%2FRxyDycY0k4pgbPVO8W8v%2Fimage%20(4).png?alt=media&amp;token=44ee38dd-7560-4f6a-ba33-383627436cbc" alt=""><figcaption></figcaption></figure></div>

### Prerequisites

***

Before you begin, ensure you have the following

* A Tendar account. You can sign up or request access via the [Tendar Contact Us page](https://www.tendar.co/contact-us).
* Your API credentials (Secret Key).
* A tool to make HTTP requests (e.g., [Postman](https://www.postman.com/), cURL).

### Authentication

***

The Tendar API uses **Bearer Token** authentication. You must include your Secret Key in the `Authorization` header of each request.<br>

**Header Format:**

```
Authorization: Bearer <YOUR_SECRET_KEY>
```

For more details on obtaining and managing your API keys, see the [Authentication](broken://pages/QPzbTvC6XsT5gERiU43E) section.

### Base URL

***

Tendar provides separate base URLs for each service in both Production and Sandbox environments.

<table><thead><tr><th width="172.25">Service</th><th width="377.34765625">Production URL</th><th width="276.33203125">Sandbox URL</th></tr></thead><tbody><tr><td>Onboarding</td><td><code>https://api.tendar.co/onboarding</code></td><td><code>https://tendar-onboarding-dev-v2.fly.dev</code></td></tr><tr><td>Disbursement</td><td><code>https://api.tendar.co/disbursement</code></td><td><code>https://tendar-disbursement-dev-v2.fly.dev</code></td></tr><tr><td>Recollection</td><td><code>https://api.tendar.co/recollection</code></td><td><code>https://tendar-recollection-dev-v2.fly.dev</code></td></tr><tr><td>Credit Score</td><td><code>https://api.tendar.co/credit-score</code></td><td><code>https://tendar-credit-score-dev-v2.fly.dev</code></td></tr><tr><td>Buy Now Pay Later</td><td><code>https://api.tendar.co/bnpl</code></td><td><code>https://tendar-bnpl-dev-v2.fly.dev</code></td></tr></tbody></table>

### Key Modules

***

The Tendar API is organized into several key modules:

* **ONBOARDING**: Manage user creation and identity
* **DISBURSEMENT**: Handle loan payouts to borrowers.
* **RECOLLECTION**: Manage loan repayments and schedules.
* **CREDIT SCORE**: Retrieve and calculate credit scores.
* **BNPL**: Services for Buy Now, Pay Later functionality.

### Example Usage

***

<mark style="color:$info;">Here are a few examples to help you get started.</mark>

#### 1. Check API Status (Hypothetical)

*Note: specific endpoint paths are based on general REST conventions as detailed path structure depends on the specific endpoint you are calling within a module.*

#### 2. General Request Structure

Here is a template for a generic request using cURL:

```
curl --location 'https://api.tendar.co/<MODULE><ENDPOINT>' \
--header 'Authorization: Bearer <YOUR_SECRET_KEY>' \
--header 'Content-Type: application/json' \
--data '{
    "key": "value"
}'
```

Replace

* `<MODULE>` with the specific module (e.g., `onboarding`, `disbursement`).
* `<ENDPOINT>` with the specific action you want to perform.
* `<YOUR_API_TOKEN>` with your actual API token.

For a complete list of endpoints and detailed usage, please refer to the [API reference](https://docs.tendar.co/api-reference/)


---

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Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://docs.tendar.co/documentation/getting-started/quickstart.md?ask=<question>&goal=<endgoal>
```

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